6 Reasons to have atleast one credit card
You don't have to pay any interest on the amount you use for a certain period of days.
Get free airport lounge access to get the benefits of complementary services.
Many shopping sites and payment apps provide cashback on purchases or bill payments.
Earn reward points for every transaction you make. Then use these points to bill payments, shopping, and recharge.
Use a credit card to purchase your required items on EMI without additional charges.
Pay Credit Card bills on time to maintain a credit score. A credit score helps in taking a car Loan or a home Loan.